Company Description
Ephelia Group is a regulated fintech infrastructure provider that integrates global banking systems, including accounts, payments, compliance, and distribution, with innovative solutions. The company is known for its fiat-backed, streamable stablecoins called \"es Currencies,\" which are orchestrated by AI-driven technologies. Ephelia Group is dedicated to revolutionising financial operations with cutting-edge tools and services.
About the Role
We are looking for a strong Junior Compliance Officer (2–4 years' experience) to strengthen our AML and transaction monitoring capabilities in a fast‑growing, regulated Swiss fintech environment focused on e‑money, payment accounts and digital assets. You will be one of the first hires in Compliance, working closely with the Compliance Officer, Operations, Customer Support and Product/Tech teams.
Key Responsibilities
Perform day‑to‑day AML / CFT controls, including customer due diligence (CDD/EDD) and ongoing monitoring for a mixed portfolio of retail, corporate and B2B clients.
Handle transaction monitoring alerts end‑to‑end: initial review, gathering of information, risk assessment, documentation and proposal of decisions/escalation.
Conduct KYC periodic reviews and trigger event‑driven reviews, ensuring data quality, proper classification and full audit trail in our systems.
Support sanctions and PEP screening activities, investigate potential matches and escalate true hits appropriately.
Prepare and maintain clear documentation for AML files and support the Compliance Officer in responding to internal and external audits, inspections and regulatory requests.
Collaborate with Operations and Customer Support to clarify requirements, obtain missing information and ensure a smooth but compliant customer experience.
Contribute to the continuous improvement of AML/monitoring workflows, including playbooks, checklists and internal guidelines for first‑line teams.
Stay up to date on Swiss AML regulation, SRO/FINMA practice and market trends in crypto/digital assets to identify emerging risks and typologies.
Your Profile
Required experience and knowledge
2–4 years of experience in Compliance / AML in Switzerland, ideally within a fintech, EMI, PSP, bank or crypto‑related financial institution.
Solid understanding of Swiss AML framework (AMLA, related ordinances, SRO/FINMA requirements), KYC/CDD/EDD obligations, beneficial ownership, PEP and sanctions handling.
Hands‑on experience with transaction monitoring tools and processes, including alert handling, case documentation and escalation.
Familiarity with payment accounts / e‑money wallets and standard KYC scenarios for individuals and simple corporate structures.
Genuine interest in digital assets/crypto (wallets, tokens, stablecoins, on/off‑ramp services) and their AML implications.
Education and languages
University degree, preferably in Law or in an economics/finance field with a strong regulatory component.
Native or fluent Italian and very good English, both written and spoken; French, German or Spanish are a strong plus.
Mindset and soft skills
High level of personal integrity, strong sense of ownership and responsibility.
Excellent attention to detail and documentation discipline; you are comfortable working in an environment where every decision must be traceable and well‑justified.
Ability to work quickly and accurately under pressure, managing multiple alerts and cases in parallel without losing control of priorities.
Proactive, solution‑oriented and comfortable interacting with business and operations teams, explaining compliance requirements in a clear and pragmatic way.
Resilient and curious, keen to grow into a more generalist Compliance Officer role over time.
What we offer
The opportunity to join a regulated Swiss fintech at an early stage and have a direct impact on how Compliance operates and scales.
Close collaboration with experienced founders and compliance professionals, and a clear growth path towards a more senior, generalist Compliance Officer position.
A dynamic, market‑driven environment at the intersection of payments, e‑money and digital assets, with real exposure to innovative products and technologies.
A competitive compensation package in line with the local Lugano market, with a base salary CHF 60k-70k for Swiss AML roles and a variable bonus on top, plus a structured salary review after 12–18 months based on performance and increased responsibilities.
If this sounds like you, please apply with your CV (in English) and a short cover letter explaining your experience in Swiss AML and transaction monitoring.