Job Type: Full-time
Description
As one of the nation’s leading mortgage lenders, Security National is proud to help homeowners every day. Our employees are the bedrock of what we do, and their determination and expertise consistently allow our customers and executives to do better. We’re currently seeking a qualified Loan Officer to join our team. The ideal candidate will demonstrate a strong understanding of economic and accounting principles, the financial market, and banking—and have an innate ability to manage and lead.
What You’ll Do
Establish strong relationships with realtors, builders, developers, CPAs, and financial planners
Gain applicable expertise in local and national real estate markets
Negotiate ideal price, terms, and conditions for reverse mortgages
Determine and address problems that may arise during the loan application process
Daily and Monthly Responsibilities
Coordinate customer interaction and interface with all parties involved in each individual loan
Guide customers through the loan process, including negotiation, terms, and conditions
Maintain a customer’s relationship with corresponding realtors, builders, developers, CPAs, and financial planners
Learn and understand rules and regulation guidelines from FNMA, FHLMC, FHA, and VA
Keep aware of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines pertaining to both government insured and privately insured mortgages
Requirements
Bachelor’s degree in business, finance, or related area
Minimum 1 year of loan originator experience
Advanced knowledge of lending and credit markets
Knowledge of all Federal and State real estate lending regulations
Preferred Qualifications
Excellent written and verbal communication skills
Advanced interpersonal skills, with a strong focus on customer service
Highly detail-oriented
Knowledge of reverse mortgage programs (like HECM: Home Equity Conversion Mortgage) and relevant regulatory frameworks (e.g., FHA, HUD, CFPB)
Physical Requirements
Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
Must be able to occasionally lift and carry up to 15 lbs.
Must be able to talk, listen and speak clearly on telephone
Must be able to sit for prolonged periods at a desk, while working on a computer
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