Profile required
Studies & experience:
1. 3-5 years, recent prior professional employment in a related field (ideally not internship or traineeship, or other temporary/part-time placements, unless along-side justified further education or other (e.g. family or relocation) commitments)
2. University or business school ("FH") graduate, with a degree qualifying you to work in the financial sector, majoring in\: finance, economics, law or international relations. Graduate degrees are considered a plus.
Language skills:
3. German\: C1
4. English\:C1
5. Other languages are considered a plus.
Technical, operational & Soft skills:
6. Good IT knowledge (Outlook, searching systems, databases, MS Office, etc.)
7. First-hand professional experience of the European and Swiss financial regulatory environment (AML, PEP, tax, etc.), however international experience is considered a plus and may justify basic knowledge of the local regulations
8. Excellent analytical and writing skills, and willingness to develop these on the job
9. Good interpersonal and communication skills (sense of service and flexibility that are expected in support functions), and motivation to improve these with experience
10. Excellent time management and ability to work autonomously
11. Excellent ability to self-study and engagement to learn under pressure
12. Ability to identify and accommodate shifting priorities with little or no notice
13. Responsible, committed with a good attention to detail
14. Proactivity in the identification of issues and the development of new ideas
15. Behavior in line with the SG leadership Model\: commitment, innovation, responsibility and team spirit
16. Experience (preferably professional level) demonstrating the ability to focus in modern (flexi and open-space) work environment
17. First-hand professional experience of the European and Swiss financial regulatory environment (AML, PEP, tax, etc.), however international experience is considered a plus and may justify basic knowledge of the local regulations
18. Société Générale is committed to developing and retaining its employees, therefore any previous Group experience is a plus
SG Zurich Branch (CIB) provides innovative financial solutions, advisory services and capital market products serving the needs of its corporate, institutional and private clients. Present in Switzerland since 1927 SGCIB Zurich Branch offers local and cross-border expertise providing a full range of financial services to its clients with a particular focus on securities, services to foreign funds, trade finance and cash management services.
Mission\:
The KYC AML Officer is part of the German speaking KYC hub based in Zurich, that covers Clients' KYC Onboardings and Reviews for all business lines of the Swiss and German branches of Société Générale Paris.
The KYC AML Officer will be in charge of the periodic KYC reviews of a portfolio of existing clients.
The position requires a natural interest and curiosity to learn about financial markets and banking activities and the ability to reprioritize tasks in order to enhance our service to the client and internal stakeholders. Candidates must be able to focus in high pressure situations, and be self-motivated to develop themselves through proactive engagement within the team and across business units.
Tasks and responsibilities:
19. Perform due diligence controls, risk assessment and formalize the KYC analysis of a portfolio of existing clients, by focusing on the presence of potential reputational, PEP and sanction risks, as well as commenting on the purpose of the client relationship, and highlighting any other identified issues (e.g. documentation), to ensure the bank remains vigilant in the fight against money laundering and meets its regulatory obligations
20. Provide constant advice and support to the Business Units and Compliance to ensure a smooth functioning of the KYC processes
21. Provide support to the KYC team by assisting in case of shifting priorities with little or no notice
22. Facilitate the periodic KYC review of existing clients by adhering to global policies and guidelines, as well as respecting all associated local, tax or other regulatory requirements
23. Perform due diligence controls in relation to the identification and reputation of clients including associated parties (directors, shareholders, beneficial owners) using internal, public and paid sources
24. Perform a risk assessment as part of the analysis and document a formalized opinion, by focusing on the presence of potential reputational, PEP and sanction risks, as well as commenting on the purpose of the client relationship, and highlighting any other identified issues (e.g. documentation), to ensure the bank remains vigilant in the fight against money laundering and meets its regulatory obligations
25. Validate/update the client profile in the referential systems to reflect the KYC assessment
26. Provide advice and support to the business lines, compliance, and management to ensure a smooth functioning of the KYC processes
27. Train team members & business lines and assist the manager in meeting the department's obligations throughout the KYC process
28. Be proactive in the identification of issues and the development of new ideas and show engagement during the regular team meetings to help improve the efficiency and innovative abilities of the team
29. Assist in the continuous monitoring of the department's delivered quality of work and regular reporting
30. Assist the management in responding during audit missions and other recurring regulatory tasks
31. Coordinate clients' requests with the different teams at Societe Generale\: Trading, Engineering, Middle Office and Back Office
32. Price requests received from clients, interpret these requests correctly and transmit them to the pricing team
33. Confirm trades with clients, following executions
34. Address after-sales clients needs and assist manager with client relationships after sales
35. Identify potential customers and means of developing new business
36. Organize client events and meetings
37. Produce documentation of new contracts\: Master Distribution Agreements, supplemental
38. Produce termsheets
39. Update Client Relationship Management tools
40. Produce valuation and performance analysis for clients