The Associate Financial Analyst will be responsible for analyzing and reporting on the financial strength of a portfolio of companies, under the guidance and support of an analytical team leader or more senior financial analyst, acting at all times with the highest standards of professional excellence, ethics and integrity.
Responsibilities
* Conduct objective and efficient industry and company research in respect of increasingly complex financial and non-financial information, including audited financial statements, public accounts and other relevant management information with the assistance of a more senior analyst.
* Produce timely, high quality credit reports to support the assigned ratings, documenting analysis and recommendations to be reviewed and updated by the analytical team leader with the assistance of a more senior analyst, present analysis at rating committee demonstrating good judgment in communicating rating recommendations.
* Conduct on-going monitoring and surveillance of assigned portfolios, including rating changes, market/industry/regulatory developments, news events etc. identifying early warning signs that need to be brought to committee for event driven rating actions.
* Keep up to date with relevant industry, market and professional developments through continued professional development and learning, including, for example, undertaking research, attending seminars, market briefings and presentations etc.
* Manage the relationship with rated companies
* Proactively identify areas for performance or process improvement, recommending actions and positively contributing to the implementation of changes.
* Willingness to travel up to 10%.
Qualifications
* 2 to 5 years financial analysis experience or related experience is required.
* Bachelor's degree in math, finance, actuarial, accounting or economics
* Post-graduate or professional degrees a plus
Skills
* Experienced in conducting financial analysis preferred, ideally within the insurance industry, financial services sector, or a financial services consulting firm.
* Strong analytical skills and knowledge of financial markets and economic/industry trends.
* Strong written and verbal communication skills in English and Spanish (all rating reports are written in English; team meetings and telephone conferences are held in English or Spanish).
* Self-starter and pro-active in bringing new ideas and solutions to the table and aggressively seeking knowledge.
* Must demonstrate ability to manage own time efficiently and effectively, and be able to multitask, absorb ideas and facts quickly, while maintaining a strict eye for detail.
* Excellent organizational and administrative skills.
* Preferably a math, accounting, financial or economics background, knowledge of financial ratios, financial statement analysis.
* Strong Microsoft Office skills.
#J-18808-Ljbffr